No Free Lunch – Free Savings Calculator

Inevitably, you will most likely reach a point during your house hunting and or purchasing adventure where you’re going to think to yourself, “I wish I could have saved more money.”

If you’ve never heard the term “No free lunch”, in short it means that you can’t get something for nothing, and it just adds to the point that we have to take control and shape our own beings.

There are a bunch of ways you can save money and there are even more websites out there that will give you tips on everything from riding your bike to work (which really does help, but isn’t possible for many people) to calling all of your service providers to try to haggle a new rate by threatening to cancel. One of the easiest savings efforts in terms of capability, not necessarily desire, is packing your own lunch.

Everyone has heard this and it may sound petty, but you will see immediate results AND, in the long-run, you will learn to eat healthier and have more enjoyable lunch breaks. The hardest part is committing to it.

Here is an example of a typical week for myself. Eating lunch around Venice Beach isn’t exactly easy on the piggy bank, but after chowing around the neighborhood long enough, I’ve managed to find places that don’t totally break the bank. I usually enjoy a couple adult beverages with some friends on Fridays so…. don’t judge me 😉

Dining Out

Monday: Kifune – Salmon Teriyaki & Sushi Lunch Special $13.75
Tuesday: Thomas’ – 2 Fish Tacos À la carte $6.50
Wednesday: Starbucks – Veggie & Brown Rice Salad Bowl $7.35
Thursday: Simmzy’s – Grilled Salmon Sandwich $14.50
Friday: Hinano Cafe – Tuna Salad Sandwich & 2 Stella Artois $26.50
Dining Out Weekly Total: $68.60

Bagged Lunch

Monday: Trader Joe’s – Tikka Masala with Basmati Rice $3.49
Tuesday: Homemade – Chickpea UnTuna Salad Sandwich $1.50
Wednesday: Homemade – Dino Kale & Quinoa Salad $3.00
Thursday: Homemade – Tri-Blend Fiesta Bean Salad $2.50
Friday: Trader Joe’s – Tuna Salad Wrap & 2 Store Bought Stella Artois $6.99
Bagged Lunch Weekly Total: $17.48

Total Savings

Weekly: $51.12
Yearly: $2,658.24

Full disclosure… This is just a rough estimate of an average week for myself using approximate to accurate prices. We understand that in the grand scheme of purchasing a house, $2k may not seem like a bunch of money, but you will be surprised when you factor in the fees associated with closing costs, inspections, pre-purchase repairs, termite repairs, etc. Unfortunately, the list goes on and on. Having an extra little nugget of savings will come in handy. As a lifestyle change, you will get to reap the benefits of eating healthier, having more free time during your precious lunch breaks and imagine all the money saved over the next 5 years, 10 years, 25 years! Future self will thank present self.

Download the “No Free Lunch” budget calculator for free by clicking the banner below. 


Eric HardWorth

Eric is a young “30-something” Creative Director living in Los Angeles, California. He’s a self proclaimed handyman who’s built more then and apartments-worth of stuff that hasn’t fallen apart yet. When not fixing / building / painting / sanding / hanging / wiring something in his newly purchased Inglewood home, Eric is probably working on his 70’s era motorcycle while wishing he were riding it.

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A young couple’s experience
buying a first home & learning how to adult.